FHA Home Loans
FHA mortgages are one of the most popular home financing options for first time and repeat home buyers alike. The extremely low down payment, as low as 3.5 percent, can make it much easier to purchase a new home.
FHA loans are excellent for refinancing as well. Even homeowners without a lot of equity in thier properties may be able to lower their interest rates, lower their monthly payment, or switch to a program that will better meet their needs with an FHA refinance.
Questions? Let’s Talk – (409) 600-2852
The Benefits of an FHA Loan
- Low minimum down payment (3.5%)
- Competitive interest rates
- FHA mortgages can be easier to qualify for when compared to some other home loan products currently available.
- Sellers may be able to pay some or all of the closing costs
- Down payment and closing costs may be covered with a gift
Ready to learn more? Wondering what you are qualified to borrow before you start home shopping, or curious what you could save by refinancing your current residence?
Give us a call at (409) 600-2852
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.